Why a planner instead of a spreadsheet?
Spreadsheets are great until a formula breaks or you forget to open it. The Planner does the math for you, remembers your plan month to month, and shows you exactly where you stand in a few seconds.
Built for real life
No bank connections, no ads, no clutter. Just the numbers that matter: what's coming in, what's going out, what you owe, and what you're saving for.
Questions people ask
How much does the Steady Sums Planner cost?
It's free for 14 days, with no card needed to start. After that it's $5 a month or $48 a year (that's 2 months free). You can cancel any time in two clicks.
What can I track?
Your monthly budget (planned vs. actual by category), your spending, a debt payoff plan using the snowball or avalanche method, and your savings goals.
Does it work on my phone?
Yes. It works in any web browser on your phone, tablet or computer, and your data stays in sync.
Do I have to connect my bank?
No. You enter your numbers yourself, which keeps things simple and private. Many people find typing in purchases helps them stay aware of their spending.
Is my data safe?
Your data is stored securely and is only visible to your account. Payments are handled by Stripe; we never see your card number.
Is this financial advice?
No. The Planner is a tool for organizing your own numbers. For advice about your situation, talk to a licensed professional.