Give every dollar a job.
Free calculators, friendly guides and simple planners for budgeting, paying off debt and saving. Try your numbers in seconds.
- Needsrent, bills, groceries$2,000
- Wantsfun, eating out, hobbies$1,200
- Savings & extra debtyour future self$800
Where do you want to start?
Pick one. Each path has a calculator, a short guide and a ready-made lookup.
The subscription sweep
Open your bank app, list every subscription, and cancel one you forgot about.
A new mission every Monday. Come back next week for the next one.
Play with your numbers
Quick, playful tools with result cards you can save or share.
Money style quiz
8 everyday moments reveal your style, your blind spot and a 3-step plan.
1-minute quizSavings challenge tracker
Tap a box, watch the jar fill. 52-week, envelopes or no-spend.
Tap to trackMoney leak finder
Tap your subscriptions and habits. See the yearly cost stack up.
60 secondsCan I afford it?
Six taps give a clear verdict, the price in work hours and a plan.
30 secondsAm I behind?
Compare your net worth with real Federal Reserve data for your age.
Real dataYour real hourly wage
What you really earn per hour once commute and work costs come out.
Eye-openerCalculators: budget · debt payoff · compound interest · savings goal · emergency fund · paycheck budget · quizzes
Planners that do the math. Mugs that cheer you on.
The Complete 2027 Budget Bundle: five of our spreadsheets and printables in one download, for about half the price of buying each one.
Planners & printables
Mugs
Tees
Read what’s helping others
How to budget for Christmas (without a January hangover)
The holidays don't have to end with a card bill you're still paying in March. Pick one number, split it on paper, and let the list do the deciding.
Read the guide →Debt snowball vs. avalanche: which should you use?
Both methods get you out of debt. One usually saves more money, the other usually feels better. Here's how to pick.
Read the guide →The 50/30/20 budget rule, explained with real numbers
A simple starting point for splitting your paycheck, and what to do when real life doesn't fit neatly into it.
Read the guide →How much should be in your emergency fund?
A clear way to pick your number, and a realistic way to get there without feeling overwhelmed.
Read the guide →A Black Friday spending plan that actually saves you money
A sale only saves money if you were going to buy the thing anyway. Here's how to walk into the biggest shopping weekend with a list, a cap and a plan for impulse buys.
Read the guide →How to start budgeting (a simple beginner guide)
You don't need a perfect spreadsheet. You need five steps and about an hour.
Read the guide →Money lookups
Ready-made answers for almost any salary, wage, balance or goal.
Your whole money plan in one calm app.
Everything the calculators do, saved and updated month to month.
- Monthly budget with planned vs. actual
- Debt payoff plan with your debt-free date
- Savings goals with progress bars
- Phone and computer, no bank connection needed
No card needed. Then $5/month or $48/year. Cancel any time.
One calm money move a week.
A 3-minute Tuesday email with one simple step for budgeting, saving and paying off debt. Join free and get a printable $1,000 emergency fund tracker.
Free. One email a week. Unsubscribe any time.
